"We care about people, not just portfolios"



953 Mount Hermon Rd. | Suite 101
Salisbury, MD 21804





Financial Planning Solutions

One of the greatest challenges you will face is adequately preparing for retirement.  We can help.   

At Comprehensive Financial Solutions (CFS) we have assembled a Team of experienced, highly qualified professionals who have been
helping families realize their financial goals for over 30 years. Our financial advisors are independent and can offer solutions from many
sources; they do not have sales quotas. Our financial planning and investment advice is carefully developed with the client's best
interest in mind - the client always comes first! Our Team is committed to exceptional client service and currently serves over 1,000
clients throughout the US. Securities and Advisory Services offered through Cetera Advisors LLC of Denver, CO, member FINRA /
SIPC. CFS is independent of Cetera Advisors LLC.

  • Financial Planning

  • Asset Management

  • Risk Mitigation

  • Fixed and Variable Insurance Products

  • Life Insurance

  • Long-Term Care

  • 401(K)oach™

  • eMoney Wealth Management Solutions -
    Account Aggregation Services


We have extensive experience and expertise in structuring retirement income solutions for our clients, especially in the area of IRC Section 72(t).  72(t) is ideal for early retirees and permits penalty free distributions from retirement accounts prior to age 59 1/2.